| Métrica | Valor |
|---|---|
| Margen Neto | 26.8% |
| ROE (Return on Equity) | 7.8% |
| ROA (Return on Assets) | 1.2% |
| Debt / Equity | 5.58x |
| Asset Turnover | 0.04x |
| Free Cash Flow | — |
| FCF Margin | — |
| Componente | Valor |
|---|---|
| Cash Flow Operativo | — |
| Cash Flow Inversión | — |
| Cash Flow Financiamiento | — |
| Free Cash Flow (CFO + CFI) | — |
| Año | Activos | Pasivos | Patrimonio | Ingresos | Utilidad Neta | CFO |
|---|---|---|---|---|---|---|
| 2025 | PEN 18.2M | PEN 15.4M | PEN 2.8M | PEN 803.2K | PEN 215.1K | — |
| 2024 | PEN 16.7M | PEN 14.1M | PEN 2.5M | PEN 767.4K | PEN 169.9K | — |
| 2023 | PEN 16.6M | PEN 13.7M | PEN 2.9M | PEN 802.5K | PEN 62.9K | — |
| 2022 | PEN 16.9M | PEN 14.3M | PEN 2.6M | PEN 752.2K | PEN 97.4K | — |
| 2021 | PEN 15.8M | PEN 13.6M | PEN 2.2M | PEN 601.8K | PEN 90.9K | -PEN 1.0M |
| 2020 | PEN 15.6M | PEN 13.3M | PEN 2.3M | PEN 459.2K | PEN 136.5K | PEN 1.1M |
| 2013 | PEN 6.0M | PEN 5.3M | PEN 656.4K | — | PEN 35.2K | PEN 118.4K |
| 2012 | PEN 5.6M | PEN 4.9M | PEN 642.2K | — | PEN 68.3K | -PEN 465.3K |
| 2011 | PEN 5.2M | PEN 4.6M | PEN 607.0K | — | PEN 109.4K | -PEN 407.1K |
| 2010 | PEN 4.5M | PEN 4.1M | PEN 390.1K | — | PEN 97.1K | -PEN 387.8K |
Fuente: SMV (Perú) · Estados disponibles: balance, income, income_alt · Años: 2010–2025 (10 años)
Tier1 (Balance + P&L + CF): ✅ · Tier2 (Cambios Patrimonio): ❌ · Tier3 (Notas): ❌ pendiente · Tier4 (Governance): ❌ pendiente