| Métrica | Valor |
|---|---|
| Margen Neto | 15.1% |
| ROE (Return on Equity) | 3.8% |
| ROA (Return on Assets) | 0.9% |
| Debt / Equity | 3.35x |
| Asset Turnover | 0.06x |
| Free Cash Flow | — |
| FCF Margin | — |
| Componente | Valor |
|---|---|
| Cash Flow Operativo | — |
| Cash Flow Inversión | — |
| Cash Flow Financiamiento | — |
| Free Cash Flow (CFO + CFI) | — |
| Año | Activos | Pasivos | Patrimonio | Ingresos | Utilidad Neta | CFO |
|---|---|---|---|---|---|---|
| 2025 | PEN 5.2M | PEN 4.0M | PEN 1.2M | PEN 302.6K | PEN 45.7K | — |
| 2024 | PEN 5.0M | PEN 4.0M | PEN 1.0M | PEN 295.3K | PEN 37.1K | — |
| 2023 | PEN 4.7M | PEN 3.8M | PEN 914.2K | PEN 297.5K | PEN 26.2K | — |
| 2022 | PEN 5.5M | PEN 4.5M | PEN 950.5K | PEN 286.8K | PEN 8.8K | — |
| 2021 | PEN 4.2M | PEN 3.3M | PEN 850.4K | PEN 165.3K | PEN 13.2K | -PEN 230.2K |
| 2020 | PEN 4.0M | PEN 3.2M | PEN 711.0K | PEN 161.6K | PEN 48.8K | PEN 747.0K |
| 2013 | PEN 3.3M | PEN 2.7M | PEN 530.8K | — | PEN 107.9K | -PEN 188.0K |
| 2012 | PEN 2.9M | PEN 2.4M | PEN 475.5K | — | PEN 101.9K | PEN 321.4K |
| 2011 | PEN 2.3M | PEN 1.9M | PEN 433.1K | — | PEN 104.8K | PEN 239.3K |
| 2010 | PEN 1.7M | PEN 1.3M | PEN 384.3K | — | PEN 112.3K | PEN 222.3K |
Fuente: SMV (Perú) · Estados disponibles: balance, income, income_alt · Años: 2010–2025 (10 años)
Tier1 (Balance + P&L + CF): ✅ · Tier2 (Cambios Patrimonio): ❌ · Tier3 (Notas): ❌ pendiente · Tier4 (Governance): ❌ pendiente